Tow Truck Insurance

If you are operating a tow truck business, rest assured that we will provide you with an insurance proposal tailored to meet the needs of your business. Our proposal will typically include coverages such as:

Bodily Injury/Property Damage Liability - provides protection for you in the event that you cause an accident which results in property damage or injuries to others. Minimum liability limits are typically required by state statutes.

Medical Payment - typically an optional coverage available that will provide payment for medical expenses incurred by you (the driver) as well as passengers in the vehicle.

Physical Damage Coverage (Comprehensive and Collision Coverage) - provides coverage for damage to your auto/vehicle caused by a collision with another vehicle, object, road embankment as well as theft, vandalism, fire and more.

Uninsured / Underinsured Motorist Coverage - provides protection for you in the event you are hit by an uninsured driver, or a driver that does not have adequate liability limits to cover damage to your property or medical expenses.

Garagekeepers Coverage - provides coverage for damage to customer vehicles while stored or parked at your business location. Damage due to fire, theft, vandalism and collision are commonly covered under the garagekeepers section of the policy.

On-Hook Coverage - specifically designed for tow truck operators. This provides coverage for damage to vehicles that you do not own while that vehicle is being towed.

Our experts at THE RANKIN INSURANCE GROUP will help you design a policy to meet your needs. Give us a call today to begin the process (704) 896-9393.